The Pennsylvania Academy of the Fine Arts (PAFA) strives to offer its eligible employees a competitive and comprehensive benefits package. As an employee, you are our most valuable resource. PAFA, through our benefits partners, hopes to provide you with choices that best suit the needs of you and your family
PAFA contributes a significant percentage toward the healthcare premiums for our employees and their families. We also offer a benefit for those that waive medical coverage with PAFA. Unless otherwise indicated, there will be a 30-day waiting period for employee participation in any benefit plan.
Medical and Vision Plan Benefits
PAFA is aware that rising healthcare costs are a concern to you and your family. Our participation in the Philadelphia Area Independent School Business Officer Association (PAISBOA) provides advantages over dealing directly with the insurance companies. In fact, we have been able to provide various options, at a great value, during a time when many organizations have seen dramatic increases in the cost of their coverage. Three plan options are available through Independence Blue Cross. The plans differ when it comes to how they share the cost with you and with the coverage each offers. We encourage you to review all plan documents prior to making any decisions. Additional information is available at https://www.Independence Blue Cross.com/ or by contacting the Human Resources Department.
Dental Plan Benefits
PAFA is pleased to offer two ancillary Dental Plan options, administered by Delta Dental of Pennsylvania. The two plans operate using the same network, but vary based on the coverage limits and procedures covered.
Health Savings Account and Flexible Spending Accounts
PAFA offers multiple options for its benefits eligible employees to pay for out-of-pocket health care, dependent care and transportation expenses.
Health Savings Account (HSA)
Participants of the HDHP 2500/5000 plan have the option to enroll in an HSA, a tax-favored savings account in which employee elections are processed through bi-weekly payroll deductions.
Flexible Spending Accounts (FSA)
Participants of the Select 30/50, Select 20/40, and Choice 20/40 plans have the option to enroll in a Flexible Spending Account for medical or dependent care expenses in which employee elections are processed through bi-weekly payroll deductions.
- Medical FSA: Common expenses that are eligible include co-pays, deductibles, prescriptions, vision and dental expenses. The annual contribution limit for 2019 medical FSAs is $2,750 for 2020.
- Dependent Day Care FSA: Common expenses that are eligible include daycare facilities, after-school programs, summer day camp, and licensed in-home babysitters. The annual contribution limit for 2020 is $2,500 (single) / $5,000 (married).
- Commuter Account: All benefits eligible employees have the opportunity to participate in pre-tax deductions for qualified transportation expenses. Deductions will be made from the employee’s pay based on the amount elected for qualified mass-transit and parking. Provided through Benefit Resource, the account must be funded through payroll deduction prior to being used.
Disability benefits provide you with a source of income in the event you are unable to work due to accident, illness, or injury. PAFA offers full-time employees and appointed faculty members the option to purchase Short-term and/or Long-term Disability insurance through UNUM. The benefit cost is based on your annual salary.
Short-term Disability – provides benefit of 66 2/3 percent of an employees weekly earning in effect on the date the employee becomes disabled, up to $1000 per week. The maximum benefit period is 24 weeks.
Long-term Disability – provides benefit of 60 percent of basic monthly earnings, not to exceed a monthly maximum benefit of $12,500. There is a waiting period of 180 consecutive days.
Life and Accidental Death & Dismemberment Insurance
PAFA pays the full cost of life insurance and accidental death and dismemberment insurance for all of its full-time employees and appointed faculty members in an amount equal to his/her annual salary up to a maximum of $250,000. The insurance benefits begins a phase-down process for employees age 65 and older, please consult the plan documents for specific details.
Supplemental Life and Accidental Death & Dismemberment Insurance
PAFA offers employees who are eligible for life insurance the option of purchasing additional coverage. Benefits eligible employees may purchase these benefits in increments of $10,000, $5,000 for spouses or domestic partners, and $2,000 for dependents. Pricing is determined on an individual basis by the insurer. Please speak to a member of the Human Resources Department for more information.
403(b) Retirement Plan
All employees who work 1,000 hours or more in a calendar year and who are age 21 or older are eligible to participate in the TIAA defined contribution pension plan. Employees may elect to participate with a minimum contribution of 1% of their base salary. PAFA will match this contribution up to 4%. At the time the employee becomes available for plan participation, he/she will be vested immediately.
Employee Assistance Program (EAP)
PAFA recognizes that there are a wide range of problems such as marital or family distress, alcoholism and drug abuse – which, although not directly associated with the employee’s job function – can be detrimental to an employee’s job performance. PAFA encourages employees to seek assistance through the PAFA-endorsed EAP, PENN Behavioral Health. The EAP is completely confidential and available both to employees of the Academy and members of their immediate family. PAFA assumes the costs for the first 5 visits of this service.
Over summer of 2020, new EAP feature, MyLifeExpert, was introduced. This work/life portal gives members access to thousands of up-to-date, topic-related articles, videos, podcasts, interactive checklists, and more related to Financial & Legal, Child Care and Education, and other topics. Members* have instant, confidential, 24/7/365 support to get access to the help they need all in the palm of their hand.
*Contact Human Resources for employee or student code.
All full-time and part time employees, all faculty, and all Academy Trustees are eligible for tuition remission for up to 3 credits each semester, in any of the PAFA’s academic programs. The spouse and children of regular full-time employees and appointed faculty are entitled to a 50% discount on tuition for 1 course up to 1.5 credits per semester through PAFA’s Public Education Program; or a 50% discount on tuition for the Graduate or Certificate Programs, up to a maximum of 30 credits per year. Some restrictions apply, please contact Human Resources for more details.
All PAFA employees are eligible to receive a 20% discount in The Museum Store at PAFA.
PAFA employees automatically become Members of the Museum at the individual level. Benefits of membership include free Museum admission, invitations to opening receptions and exclusive Members programs.
The Pennsylvania Academy of the Fine Arts (PAFA), in its sole discretion, reserves the right to make changes to, delete, suspend, or discontinue its benefits plans and programs at any time. The benefits plan overview describes the benefits offered by PAFA in non-technical language. Your specific rights are governed solely, and in every respect, by the official documents and not by this plan overview. If there are any discrepancies between the information presented here and the official plan documents, the language of the official plan document will prevail as accurate. The benefits summary is presented as a matter of information only. It is not intended to create a contract, expressed or implied, of any kind whatsoever between PAFA and its employees.